Loan & Mortgage Calculators
Loan payments, mortgages and amortization. Instant result with amortization table, formula and chart. Free financial calculator.
Choosing the right loan or mortgage requires comparing interest rates, monthly payments, amortization schedules, and total lifetime costs across different terms and down-payment scenarios. These calculators help borrowers and homeowners model fixed-rate versus adjustable-rate mortgages, estimate PMI thresholds, and understand how extra principal payments can shorten a loan term and reduce total interest paid. Calkulon's tools are built for precision across professional and academic use cases.
Browse by Type
Standard Loan Analysis
Fixed-rate and variable loan models with full amortisation schedules, interest breakdowns, and prepayment impact analysis.
72 calculators
Vehicle Finance Models
Auto loan analysis with depreciation overlay, trade-in value adjustments, and total cost-of-ownership calculations.
3 calculators
Mortgage Modelling
Residential mortgage analysis — amortisation tables, rate comparison, escrow estimates, and refinancing break-even calculations.
10 calculators
Standard Loan Analysis
View allLoan Calculator
Monthly payment, total cost and interest. Instant result with breakdown, formula and payment schedule. Free financial calculator.
Simple Loan Calculator
Calculate monthly payments and total interest on a basic fixed-rate loan. Instant result with breakdown, formula and payment schedule. Free financial calculator.
Advanced Loan Calculator
Detailed loan analysis with full breakdown. Instant result with breakdown, formula and payment schedule. Free financial calculator.
Loan Repayment Calculator
Calculate monthly loan repayments for any amount, rate, and term. Enter your loan details — see monthly payment, total interest, and amortisation. Free.
How Much Can I Borrow?
Max loan based on income and expenses. Instant result with breakdown, formula and payment schedule. Free financial calculator.
EMI Loan Calculator
Calculate EMI Loan quickly and accurately. Enter your values — see the result with the formula, worked example, and unit options. Free.
Vehicle Finance Models
View allCar Loan Calculator
Monthly car payment and total cost. Instant result with breakdown, formula and payment schedule. Free financial calculator.
Car Payment Calculator
Calculate monthly car loan payments. Enter vehicle price, down payment, loan term, and interest rate — see monthly payment and total interest paid. Free.
How Much Car Can I Afford?
Find the maximum car price based on your budget. Enter income, down payment, rate, and term — see max purchase price and payment. Free.
Mortgage Modelling
View allMortgage Calculator
Monthly mortgage payment and total cost. Instant result with amortization table, formula and chart. Free financial calculator.
Mortgage Payment Calculator
Detailed mortgage payment breakdown. Instant result with amortization table, formula and chart. Free financial calculator.
Mortgage Repayment
Mortgage payoff strategies and timelines. Instant result with amortization table, formula and chart. Free financial calculator.
Interest-Only Mortgage
Interest-only period calculations. Instant result with amortization table, formula and chart. Free financial calculator.
Property Tax Calculator
Calculate Property Tax quickly and accurately. Enter your values — see the result with the formula, worked example, and unit options. Free.
How Much House Can I Afford?
Find the maximum home price based on income and debts. Enter income, down payment, and debts — see max price with DTI calculation. Free.